If I have several properties, can I buy a multi-property insurance policy?
Yes - several insurance companies provide landlord insurance policies for multiple properties.

How do insurers calculate the premium for Landlord’s Insurance?
Different insurers use different ways of assessing the risk of your property and therefore the cost.  Some of the factors are:

• Property location

• The Buildings Sum Insured

• The type of tenants renting the property e.g. professionals / students / DSS

• A history of previous claims

• The age of the property

• The type of property (flat, detached, terraced etc)

• Landlord risk assessment

What is the Buildings Sum Insured (BSI)?
You may be asked to estimate the Buildings Sum Insured (BSI) when going through the process of getting a Landlord’s Insurance quotation. This is an estimate of the cost for rebuilding your property should it be completely destroyed. Do not confuse this is not the same as the value of the property (which may be considerably different) otherwise you may pay too much or too little for your insurance. For a helpful calculator  - see http://abi.bcis.co.uk.

Ensure that you do not understate the BSI since should it come to making a claim, the insurers will reduce the amount that they pay you in proportion to the amount you have underestimated.

Looking for house & home  insurance, landlord insurance for buy-to-let property, tenants / renter insurance or simply a quote for motor car insurance ? - check out offers from insurance companies - Direct Line, Zurich, UK Insurancenet, Quotezone  & others.

Landlords insurance, property insurance, tenants insurance offered by Endsleigh Insurance & others.

Property Insurance - why you need it

UKinsurance-net work principally in conjunction with Zurich Insurance for Landlords insurance -

UKinsurance-net Price Promise: we feel we have access to the most competitive landlord's insurance products available on the market today. Email us (via weblink above) details of your best quote and if we can't beat it we will send you £10 worth of Marks & Spencers vouchers (terms & conditions apply).

Try QUOTEZONE - Compare landlord insurance quotes the fast way !

Ashburnham Insurance Services - landlord insurance broker specialising in low cost quotes with immediate cover - offering instant online quotations from several insurance companies at once: